… If you're lucky, Danny may extend the evening by stopping for hot chocolate or frozen banana on the island. You'll then paddle back under moonlit waters. In the winter, we enjoy an easy paddle under the glow of Balboa Islands' holiday lights in which decked-out homes and watercraft of all sized compete in the legendary annual Holiday Parade. After a stop for hot chocolate or cookies and hot toddies, we return to the tranquil moonlit Back Bay.    Weak/concerned/younger and larger groups of paddle …